Personal Credit/Finances

1. Does Credit Card Fraud Alert Protect Us? — 2007-09-21
   Nowadays more and more people face the problem of identity theft. How can you realize that you are a victim of identity theft and what can you do to solve this problem? If your credit card ... »
   
    
2. Are Store Cards Really Worth It? — 2007-08-31
   A store card is merely another type of a credit card with some differences: You can use a store card only in a shop or a chain of shops that are owned by one company You can use ... »
   
    
3. Creditcardofferworld.Com — 2007-08-28
   In today’s age of high technology, the Internet has significantly changed the way we do things even how we apply for a credit card. You can get connected online and click on a credible ... »
   
    
4. Bad Credit Equity Line or Home Loan? — 2007-08-10
   When deciding whether to take out an equity line or a home loan, CNNMoney advises consumers to consider their goals, payment schedule, spending habits and risk tolerance. “A HELOC … ... »
   
    
5. Paying off credit card debt using your 401K Retirement money — 2007-08-03
   Scenario: I have around $25,000 in credit card debts. Will it be a wise move to use my 401K money and pay off the cc debt? The total amount of cash in the 401K account is 45,000. I am ... »
   
    
6. The Dos and Don'ts of Credit Repair Services — 2007-05-24
   If you're in serious debt or have a very low credit score, it may be time to look into credit repair services to help you out. Let's be honest – few of us understand the details about ... »
   
    
7. You Need To Get A Free Online Credit Report — 2007-05-24
   Let's start with the basics: what is a credit report, and why would you want to take advantage of a free online credit report ? A credit report is just a history of all your credit ... »
   
    
8. Reward Credit Cards - Benefit or Detriment? — 2007-05-21
   Reward credit cards can be a benefit or they can be a detriment it all depends on how you make use of them. If you use a reward card responsibly like you do all of your other credit ... »
   
    
9. How to Make Yourself Virtually Identity Theft PROOF in 60 Minutes or Less — 2007-04-26
   The FBI has called it “The fastest growing crime in America.” Close to 10 million Americans every year are victimized by it and the costs are estimated at 50 billion dollars annually. ... »
   
    
10. BLUE CASH from American Express – Your Payback Card! — 2007-04-11
    The new card, : "American Express Blue Cash Credit Card" is a great rebate program, presenting you ample opportunities for earning cash back on purchases. The card is apt for you if you ... »
    
     
11. The Real Cost Of Student Credit Cards: Low Credit Scores — 2007-04-06
    Before college, student credit cards were piling up in your mailbox waiting for a response. During college, you applied for two or more credit cards because you considered it ‘free ... »
    
     
12. Your Job Search and Your Credit — 2007-03-27
    So, you thought you aced the interview? You were so sure you'd get an offer, but you didn't. You were left wondering what happened. You begin to recap everything you said and did during ... »
    
     
13. Bankruptcy Recovery - Financing an Auto Loan after Bankruptcy — 2007-03-27
    These days, searching for an auto loan after bankruptcy is not nearly as discouraging as it once was just a few years ago. There are now multiple lending agencies who specialize in ... »
    
     
14. CLEAR UP THAT CREDIT REPORT NOW — 2007-02-11
    It's time to clean up your credit report, but first you have to get a copy of it. You can get a copy if you were denied credit by a company that you applied to. You can also request free ... »
    
     
15. What are the Differences Between Debt Reduction and Credit Counseling? — 2007-01-29
    In today's world, it is often easy to get in over your head and find yourself spending more than you make. It seems that everything is going up but wages, and it is all too easy to fall ... »
    
     
16. Credit Scoring: What is it and how does it affect me? — 2007-01-11
    In recent years, a credit score has become an invaluable tool in the decision-making process of granting or declining an application for finance. As responsible lenders, banks and ... »
    
     
17. Bad Credit Should Not Stop You from Buying a Home — 2006-12-21
    Many people assume applying for bad credit mortgage loan is an almost impossible task so they defeat themselves before even starting. When in fact it is not near as difficult as you first ... »
    
     
18. Knowing your Credit Score — 2006-12-06
    It doesn’t take much effort to find out your credit score, and once you do, you’ll know what lenders know when evaluating your credit application. Be the odd one out—check your ... »
    
     
19. What Credit Report Repair Methods Can You Trust? — 2006-11-30
    Having a negative item on your record can become a problem, so it is crucial that you look into ways to repair your credit report. There are multiple credit report repair methods out ... »
    
     
20. Credit Management — 2006-11-17
    Credit Management belongs to the broad subject of Accountancy which deals with inspection and administration of the credit records and payments of the customers, clients. Credit ... »