Given the present economical conditions and the large amount of homes for sale, you need to become a creative seller to have your home sold quickly and for top dollars. To do so, you must be able to offer people different alternatives and reasons to buy your home.

One of the best ways to attract buyers is by offering buyers owner financing. National statistics show that sellers offering owner financing attract three times the number of potential buyers. With three times the buyers, it's more likely that you'll sell your home faster.

The reason this method works so well is because many people are scare to fill a mortgage application or have been turned down in the past for a loan and don't want to repeat the same experience.

However, there are some disadvantages when using owner financing. The main problem has been that it forces the seller of the home to hold a note for a long period of time. Since most people need the money to get into a new home, the owner financing option has not been a realistic solution for people needing to sell their home quickly.

However, to go around this problem you can simply contact a note buyer in your area and set it up so that the note buyer will buy the note you just created at the point of closing. Usually, you'll end up getting about 91% of the value of the home. Although this may seem as a big discount, you need to realize that by offering owner financing, you'll sell your home sooner and for a higher prices since there will be more people interested.

To find local note buyers, you can do a local search using Google.com. After you get a few numbers, call them and ask them a few questions such as:

- Do they buy residential notes?

- How much seasoning must the notes have? (How long has it been from the creation of the note to date?)

- What kind of discount do they offer?

To find more information, please go to http://miamimortgagehome.com/For_Sale_By_Owner.html or email igorbuces@gmail.com .